Direct answer
Fixed annuities offer guaranteed interest rates and principal protection, but they often lack the potential for higher market-linked growth and can involve surrender charges for early withdrawals.
Financial product disclosure documents and independent annuity rating agency guidelines. For additional information about annuity features and risks, see the Investor.gov educational guide.
What this means for you
Fixed annuities offer guaranteed interest rates and principal protection, but they often lack the potential for higher market-linked growth and can involve surrender charges for early withdrawals.
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