Explore Our Latest Insights

Stay informed with our expert articles and tips.

Do I need personal liability insurance if I own my home?

Stay Informed. Protect Your Future.

The latest news, insights and updates from the insurance industry — curated for your family’s protection, with information aligned to guidance from the Centers for Medicare & Medicaid Services.

Do I need personal liability insurance if I own my home?

Direct answer Yes, it is highly recommended because standard homeowners insurance includes personal liability coverage that protects your assets if...

Are insurance brokers required to act in my best interest when selling annuities?

Direct answer No, not all brokers are held to a fiduciary standard, as some are only required to meet a ‘suitability’ standard, meaning...

Does my state guarantee protection if my annuity insurance company goes bankrupt?

Direct answer Yes, most states have life and health insurance guaranty associations that provide limited coverage if an insurer becomes insolvent...

How much does general liability insurance cost for a small business?

Direct answer It depends on your industry, annual revenue, and total number of employees, but most small businesses pay between $400 and $1,500...

Should I use an independent insurance agent or a captive agent for my retirement annuity?

Direct answer It depends on whether you value a wider selection of products from multiple carriers, which an independent broker provides, or the deep...

How do I check if an insurance company is financially stable enough to pay my annuity?

Direct answer You should check the company’s financial strength ratings from independent agencies like AM Best, Fitch, or Moody’s, which assess...

Everspan Secures Exclusive Sale of Shell to Falvey

📰 Curated Industry Article This is a summary of a full article from a trusted financial publication. Click “Read Full Article” below to...

Universal Powers to a Powerful $439M Q3 Revenue Gain

📰 Curated Industry Article This is a summary of a full article from a trusted financial publication. Click “Read Full Article” below to...

Stay Informed. Protect Your Future.

No pressure. No jargon. Just honest answers from advisors who genuinely care about your family's protection.