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Stay Informed. Protect Your Future.
The latest news, insights and updates from the insurance industry — curated for your family’s protection, with information aligned to guidance from the Centers for Medicare & Medicaid Services.
Direct answer Determining the ‘best’ company depends on your specific financial goals, such as whether you prioritize principal...
Direct answer Yes, variable annuities often include mortality and expense risk charges, administrative fees, and underlying sub-account management...
Direct answer The monthly income depends on your current age, the payout option selected (such as life-only or period certain), and current interest...
Direct answer No, you do not have to take RMDs from a non-qualified annuity because it is funded with after-tax dollars, meaning the IRS does not...
Direct answer Fixed annuities offer guaranteed interest rates and principal protection, but they often lack the potential for higher market-linked...
Direct answer Surrender charges for a fixed annuity are typically calculated as a declining percentage of the withdrawn amount over a set period, such...
Direct answer You will generally face a 10% federal tax penalty on the earnings portion of your withdrawal if you are under age 59 1/2, unless an...
Direct answer Withdrawals from qualified annuities are taxed as ordinary income because the contributions were made with pre-tax dollars. It depends...
Stay Informed. Protect Your Future.
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