Direct answer
No, the standard American Equity Bonus Gold annuity contract does not include a built-in wellbeing rider; however, you should review your specific contract document as rider availability and optional benefits can vary based on your state of issuance and the version of the product you purchased.
American Equity Investment Life Insurance Company product disclosure documents and current state-specific contract forms. For additional information about annuity contract standards and consumer protections, see the National Association of Insurance Commissioners‘ resource center.
What this means for you
No, the standard American Equity Bonus Gold annuity contract does not include a built-in wellbeing rider; however, you should review your specific contract document as rider availability and optional benefits can vary based on your state of issuance and the version of the product you purchased.
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