Direct answer
It depends on the policy’s specific ‘look-back period’ and whether you purchased a waiver for pre-existing conditions within the required timeframe after your initial trip deposit.
Standard travel insurance policy language and underwriting guidelines regarding pre-existing condition exclusions. For additional information about how states regulate insurance coverage and exclusions, see the National Association of Insurance Commissioners‘ consumer guides.
What this means for you
It depends on the policy’s specific ‘look-back period’ and whether you purchased a waiver for pre-existing conditions within the required timeframe after your initial trip deposit.
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