Direct answer
It depends on the replacement cost of your dwelling, your claims history, and your specific geographic exposure to severe weather events like hail or tornadoes.
Information compiled from insurance industry rate filings and regional consumer protection reports. For additional information regarding state-regulated residential coverage, see the Texas Department of Insurance‘s consumer resources.
What this means for you
It depends on the replacement cost of your dwelling, your claims history, and your specific geographic exposure to severe weather events like hail or tornadoes.
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