Direct answer
Yes, standard homeowners insurance policies typically cover water damage caused by a burst pipe, provided the incident was sudden and accidental rather than the result of long-term neglect.
Standard homeowners insurance policy forms provided by major national carriers. For additional information about policy coverage specifics, see the Insurance Information Institute‘s guide on homeowners insurance.
What this means for you
Yes, standard homeowners insurance policies typically cover water damage caused by a burst pipe, provided the incident was sudden and accidental rather than the result of long-term neglect.
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