Direct answer
No, you cannot contribute to an HSA unless your health insurance policy is classified as a High-Deductible Health Plan (HDHP) as defined by current IRS guidelines.
IRS Publication 969 regarding Health Savings Accounts and other tax-favored health plans. For additional information about eligibility requirements and HSA rules, see the Internal Revenue Service’s Publication 969.
What this means for you
No, you cannot contribute to an HSA unless your health insurance policy is classified as a High-Deductible Health Plan (HDHP) as defined by current IRS guidelines.
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