Direct answer
It depends on the total appraised value of the collection, the security measures at your storage location, and the specific risk profile of the art pieces. Generally, premiums are calculated as a percentage of the total appraised value, typically ranging from 0.5% to 1.5% annually.
Professional appraisal association standards and specialized fine arts insurance rating manuals. For additional information about professional valuation standards, see the American Society of Appraisers‘ guidance on appraisal methodology.
What this means for you
It depends on the total appraised value of the collection, the security measures at your storage location, and the specific risk profile of the art pieces. Generally, premiums are calculated as a percentage of the total appraised value, typically ranging from 0.5% to 1.5% annually.
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