Direct answer
It depends on the total appraised value of the collection and the specific security measures in place, typically ranging from 0.5% to 1.5% of the total insured value annually.
Average insurance industry premium-to-value ratio data for specialized personal property inland marine policies. For additional information about how specialized coverage works for valuable items, see the Insurance Information Institute‘s guide on inland marine insurance.
What this means for you
It depends on the total appraised value of the collection and the specific security measures in place, typically ranging from 0.5% to 1.5% of the total insured value annually.
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