Direct answer
It depends on the size of your staff, your annual revenue, and your salon’s physical location, as these factors determine the level of risk the insurer is assuming.
Commercial insurance underwriting guidelines based on small business risk assessment profiles. For additional information about how insurers determine premiums based on business risk, see the Insurance Information Institute’s guide to understanding business insurance.
What this means for you
It depends on the size of your staff, your annual revenue, and your salon’s physical location, as these factors determine the level of risk the insurer is assuming.
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