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Stay Informed. Protect Your Future.
The latest news, insights and updates from the insurance industry — curated for your family’s protection. Insurance policies, Medicare plans, and healthcare coverage options can change frequently, which is why staying informed matters more than ever. With guidance informed by standards from the National Association of Insurance Commissioners, we help you understand these changes so you can make smarter, more confident coverage decisions for your family each and every year.
Direct answer The monthly income depends on your current age, the payout option selected (such as life-only or period certain), and current interest...
Direct answer No, you do not have to take RMDs from a non-qualified annuity because it is funded with after-tax dollars, meaning the IRS does not...
Direct answer Fixed annuities offer guaranteed interest rates and principal protection, but they often lack the potential for higher market-linked...
Direct answer Surrender charges for a fixed annuity are typically calculated as a declining percentage of the withdrawn amount over a set period, such...
Direct answer You will generally face a 10% federal tax penalty on the earnings portion of your withdrawal if you are under age 59 1/2, unless an...
📰 Curated Industry Article This is a summary of a full article from a trusted financial publication. Click “Read Full Article” below to...
Direct answer Withdrawals from qualified annuities are taxed as ordinary income because the contributions were made with pre-tax dollars. It depends...
Direct answer A Single Premium Immediate Annuity (SPIA) is generally considered the best for immediate income because it converts a lump sum into a...
Stay Informed. Protect Your Future.
No pressure. No jargon. Just honest answers from advisors who genuinely care about your family's protection.
