Variable Annuities: The Pros, Cons, and How They Work

Introduction Variable Annuities: The Pros, Cons, and How They Work Introduction: “If you’re comfortable with a bit of market exposure for potentially higher growth, a variable annuity might suit your style. Let’s dive into what it is and what to consider.” Main Sections: How Variable Annuities Work: “Your money is invested in sub-accounts that function […]

Variable Annuities vs. Fixed Annuities: Which is Right for You?

Introduction Variable Annuities vs. Fixed Annuities: Which is Right for You? Introduction: “Annuities can be complex, so let’s simplify by comparing two common types: variable and fixed annuities. Knowing the difference can help you choose the best option based on your goals.” Main Sections: Variable Annuities: “These let you invest in the market, meaning there’s […]

Risks of Variable Annuities: What You Need to Know Before Investing

Introduction Risks of Variable Annuities: What You Need to Know Before Investing Introduction: “Like any investment, variable annuities come with some risks. It’s important to understand these before diving in, so let’s look at what you should consider to help you make an informed decision.” Main Sections: Market Volatility: “Since variable annuities are tied to […]

Top Benefits of Variable Annuities for Retirement Planning

Introduction Top Benefits of Variable Annuities for Retirement Planning Introduction: “Let’s talk about what makes variable annuities an attractive option for retirement planning. You’re likely interested in both growing your money and having income you can count on. Variable annuities can offer both, and here’s how.” Main Sections: Tax-Deferred Growth: “One of the biggest advantages […]

Understanding Variable Annuities: A Beginner’s Guide

Introduction Understanding Variable Annuities: A Beginner’s Guide Introduction: “Let’s break down variable annuities in simple terms. If you’re planning for retirement, you might have heard about annuities as a way to generate income down the line. But variable annuities are a little different—they’re tied to the stock market. Think of them as a way to […]