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Stay Informed. Protect Your Future.
The latest news, insights and updates from the insurance industry — curated for your family’s protection, with information aligned to guidance from the Centers for Medicare & Medicaid Services.
Direct answer Yes, variable annuities often include mortality and expense risk charges, administrative fees, and underlying sub-account management...
Direct answer The monthly income depends on your current age, the payout option selected (such as life-only or period certain), and current interest...
Direct answer No, you do not have to take RMDs from a non-qualified annuity because it is funded with after-tax dollars, meaning the IRS does not...
Direct answer Fixed annuities offer guaranteed interest rates and principal protection, but they often lack the potential for higher market-linked...
Direct answer Surrender charges for a fixed annuity are typically calculated as a declining percentage of the withdrawn amount over a set period, such...
Direct answer You will generally face a 10% federal tax penalty on the earnings portion of your withdrawal if you are under age 59 1/2, unless an...
Direct answer Withdrawals from qualified annuities are taxed as ordinary income because the contributions were made with pre-tax dollars. It depends...
Direct answer A Single Premium Immediate Annuity (SPIA) is generally considered the best for immediate income because it converts a lump sum into a...
Stay Informed. Protect Your Future.
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