Direct answer
It depends on whether your doctor is contracted within the new plan’s specific network, which you should verify by checking the insurer’s current provider directory before enrollment.
Standard health insurance provider network participation agreements and directory disclosures. For additional information about how provider networks work, see the Centers for Medicare & Medicaid Services‘ guide to health insurance basics.
What this means for you
It depends on whether your doctor is contracted within the new plan’s specific network, which you should verify by checking the insurer’s current provider directory before enrollment.
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