Direct answer
It depends on whether your happiness is tied to financial security; many retirees report reduced anxiety when essential expenses are covered by guaranteed income streams rather than volatile market portfolios.
Academic studies on behavioral finance and retirement satisfaction published in peer-reviewed journals. For additional information about the correlation between secure pension income and retiree well-being, see the National Institute on Retirement Security‘s research publications.
What this means for you
It depends on whether your happiness is tied to financial security; many retirees report reduced anxiety when essential expenses are covered by guaranteed income streams rather than volatile market portfolios.
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