Direct answer
Yes, under the Affordable Care Act, individual and group health plans cannot deny coverage or charge you more based on your health history or preexisting conditions.
Federal regulatory guidelines established by the Department of Health and Human Services. For additional information about the protections afforded under the Affordable Care Act, see the HealthCare.gov guide on pre-existing conditions.
What this means for you
Yes, under the Affordable Care Act, individual and group health plans cannot deny coverage or charge you more based on your health history or preexisting conditions.
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