Direct answer
It depends on your specific plan’s Evidence of Coverage document, as many elective surgeries and specialist procedures require prior approval from the insurer to be covered.
CMS Medicare Advantage plan guidelines and summary of benefits documentation. For additional information about how coverage rules work, see the Centers for Medicare & Medicaid Services’ official Medicare website.
What this means for you
It depends on your specific plan’s Evidence of Coverage document, as many elective surgeries and specialist procedures require prior approval from the insurer to be covered.
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This page is informational and not a coverage guarantee or quote.