Direct answer
It depends on the policy’s specific ‘look-back period’ and whether you purchased a ‘pre-existing condition waiver’ within the required timeframe after your initial trip deposit.
Standard travel insurance policy language and underwriting guidelines regarding medical exclusion clauses. For additional information about how insurers evaluate risks and medical exclusions, see the National Association of Insurance Commissioners‘ consumer guides.
What this means for you
It depends on the policy’s specific ‘look-back period’ and whether you purchased a ‘pre-existing condition waiver’ within the required timeframe after your initial trip deposit.
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