Direct answer
Most vision insurance plans treat LASIK as an elective cosmetic procedure rather than a necessity, meaning they do not cover it, though some plans may offer a discounted rate through provider networks.
Standard vision insurance plan policy documents and benefit exclusion lists. For additional information about how elective procedures are typically classified by vision plans, see the American Academy of Ophthalmology‘s guide on refractive surgery.
What this means for you
Most vision insurance plans treat LASIK as an elective cosmetic procedure rather than a necessity, meaning they do not cover it, though some plans may offer a discounted rate through provider networks.
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