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Direct answer

It depends on your income level, the number of dependents covered, and whether you qualify for federal premium tax credits. Without subsidies, monthly premiums for a family of four in Texas can range from several hundred to over two thousand dollars depending on the deductible and coinsurance structure chosen.

HealthCare.gov regional premium data and Texas Department of Insurance consumer rate filings. For additional information about national and state-level coverage trends, see the KFF‘s analysis of health insurance premiums and cost-sharing.


What this means for you

It depends on your income level, the number of dependents covered, and whether you qualify for federal premium tax credits. Without subsidies, monthly premiums for a family of four in Texas can range from several hundred to over two thousand dollars depending on the deductible and coinsurance structure chosen.

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