Direct answer
It depends on your driving record, the type of motorcycle you own, and your geographic location, but national averages typically range from $15 to $50 per month for basic liability coverage. Premiums increase significantly if you add comprehensive or collision coverage for high-performance or luxury bikes.
Data sourced from aggregated industry premium reports and national motorcycle insurance rate filings. For additional information about insurance rate regulation and consumer data, see the National Association of Insurance Commissioners‘ reports on market trends.
What this means for you
It depends on your driving record, the type of motorcycle you own, and your geographic location, but national averages typically range from $15 to $50 per month for basic liability coverage. Premiums increase significantly if you add comprehensive or collision coverage for high-performance or luxury bikes.
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