Direct answer
It depends on your personal financial risk tolerance and whether your local teachers’ union provides sufficient legal defense coverage for civil lawsuits brought against you by students or parents.
National Education Association and American Federation of Teachers member benefit legal guidelines. For additional information about professional liability protection for educators, see the National Education Association‘s guide on member benefits.
What this means for you
It depends on your personal financial risk tolerance and whether your local teachers’ union provides sufficient legal defense coverage for civil lawsuits brought against you by students or parents.
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